FORTUNE TELLER OR FRAUDSTER? Owner Promises 100% Return, Delivers LOSSES!

SEC v. Stock Purse Trading LLC, Liston Associates, Inc., Carole A. Liston — U.S. Securities and Exchange Commission Litigation Release No. 26379, dated August 20, 2025.

The SEC charged Stock Purse Trading LLC, Liston Associates, Inc., and their owner Carole A. Liston with operating a $5.7 million securities fraud. They allegedly promised exorbitant monthly returns, but instead, investor funds were largely misused, with some used for Ponzi-like payments and personal benefit.

In Plain English

Imagine someone promises to double your money quickly by trading stocks. They claim to have a special strategy. However, instead of trading well, they take a lot of the money for themselves and use some of it to pay off earlier investors, making it look like they are successful. This is like a magician promising a great trick but secretly pocketing the audience's money.

Disclaimer: all facts are drawn from the SEC's own filings; the claims described are allegations unless and until a court rules or the parties settle, and some cases end in dismissal.

How the Alleged Scheme Worked

  1. Promise of High Returns From August 2020 through July 2024, Carole A. Liston, through Stock Purse Trading LLC and Liston Associates, Inc. (collectively, SPT), promised investors exorbitant monthly returns. These promises ranged from 5% to 20% per month, and in some cases, a 100% return within 30 to 60 days.
  2. Touting Expertise Liston falsely touted her purported investment experience and success in trading for her own accounts. She claimed expertise in options investing and a proprietary trading algorithm for short selling stocks to build investor confidence.
  3. Pooling Funds for Better Returns Liston told investors that SPT would pool their funds to achieve better returns. She also misrepresented the safety and security of her investment trading strategy, assuring investors of its reliability.
  4. Creating False Account Summaries To further lull investors, Liston created false online account summaries. These summaries showed outstanding fictitious returns, which investors could access through SPT's website, reinforcing the illusion of success.
  5. Misappropriating Investor Funds In reality, Liston only used a small portion of investor funds to purchase and trade securities. When trading did occur, it produced significant losses.
  6. Personal Enrichment Liston misappropriated at least $450,000 of investor funds for her personal benefit, diverting money away from the promised trading activities.
  7. Ponzi-Like Distributions A substantial amount, at least $3.9 million, of investor funds was used to make Ponzi-like distributions to SPT investors. This created the appearance of profitability for earlier investors.
  8. Violating Securities Laws By engaging in these activities, Defendants violated Section 17(a) of the Securities Act of 1933 and Section 10(b) of the Securities Exchange Act of 1934 and Rule 10b-5 thereunder. Liston also violated Sections 206(1) and (2) of the Investment Advisers Act of 1940.

The Enforcement Action

SEC Charges Florida-based Companies Stock Purse Trading and Liston Associates and their Owner with Operating $5.7 Million Offering Fraud. On August 20, 2025, the Securities and Exchange Commission charged South Florida entities Stock Purse Trading LLC and Liston Associates, Inc. (together, “SPT”) and their founder, sole owner, and CEO Carole A. Liston of Yonkers, New York, with conducting a fraudulent securities offering that raised at least $5.7 million from 200 investors nationwide. According to the SEC’s complaint, from August 2020 through July 2024, Defendants promised to pay investors exorbitant monthly returns based on Liston’s purported stock trading strategy and expertise. The complaint alleges that Liston touted her purported investment experience and success in in trading for her own accounts, her expertise in investing in options, and proprietary trading algorithm for short selling stocks. Liston told investors that SPT would pool investor funds to achieve better returns and represented to investors the safety and security of her investment trading strategy. Liston promised SPT investors returns ranging from 5% to 20% monthly, or in some cases, a 100% return within 30 to 60 days. In reality, Liston only used a small portion of investor funds to purchase and trade securities and, when she did, her trading produced significant losses. Liston misappropriated at least $450,000 of investor funds for her personal benefit and used at least $3.9 million in investor funds to make Ponzi-like distributions to SPT investors. The SEC’s complaint, filed in U.S. District Court for the Southern District of Florida, charges SPT and Liston with violating Section 17(a) of the Securities Act of 1933, Section 10(b) of the Securities Exchange Act of 1934 and Rule 10b-5 thereunder, and charges Liston with violations of Sections 206(1) and (2) of the Investment Advisers Act of 1940. The complaint seeks injunctive relief, disgorgement with prejudgment interest on a joint-and-several basis, and civil penalties. Without admitting or denying the allegations, SPT and Liston agreed to partially settle the SEC’s charges by consenting to be permanently enjoined from future violations of the charged provisions, with the amount of monetary remedies to be determined by the court at a later date, upon motion of the SEC. The partial settlements are subject to court approval.

Named in this action: Stock Purse Trading LLC, Liston Associates, Inc., Carole A. Liston.