600 ACCOUNTS, $2 MILLION SCAM: Man Recruits Dupes for Fake Trading Scheme!

SEC v. Corey Ortiz — U.S. Securities and Exchange Commission Litigation Release No. 26626, dated August 3, 2026.

The SEC charged Corey Ortiz for his role in a "free-riding" scheme that allegedly defrauded brokers out of $2 million. Ortiz recruited individuals to open brokerage accounts that were not funded, which were then used to generate trading profits in other controlled accounts. He consented to a final judgment permanently enjoining him from securities law violations, ordering him to pay disgorgement and interest (satisfied by a parallel criminal case), and prohibiting him from opening new brokerage accounts for five years without disclosing the SEC's complaint and judgment.

In Plain English

Imagine someone tricks a store into giving them credit for items they haven't paid for yet. They then use that fake credit to buy more things, making it look like they have money, and pocket the profit. The SEC said Corey Ortiz did something similar with brokerage accounts. He recruited people to open accounts that weren't funded, and then used those accounts to make fake trades that generated guaranteed profits at the brokerage firm's expense. As a result, he's banned from opening new accounts for five years without showing the brokerage firm the SEC's paperwork.

Disclaimer: all facts are drawn from the SEC's own filings; the claims described are allegations unless and until a court rules or the parties settle, and some cases end in dismissal.

How the Alleged Scheme Worked

  1. Setting up the 'Loser' Accounts The defendants allegedly opened and used brokerage accounts that were not funded. These accounts were crucial for the scheme, acting as the source from which fake trading activity would appear to originate.
  2. Exploiting Instant Credit These unfunded 'loser' accounts were maintained at a broker that provided an instant deposit credit. This credit allowed the defendants to immediately fund trades without actually having deposited money.
  3. Generating Fake Profits The defendants used the broker's instant credit to fund trades at artificial prices. They repeatedly made trades that appeared profitable, creating a false impression of successful trading activity.
  4. Transferring 'Profits' to 'Winner' Accounts The alleged scheme involved transferring the credit provided by the broker from the 'loser' accounts to other brokerage accounts that the defendants also controlled, known as 'winner' accounts.
  5. Accumulating Guaranteed Gains By executing this process, the defendants allegedly accumulated guaranteed profits at the broker's expense, effectively using the broker's own funds and system to generate income.
  6. Recruiting Account Holders Corey Ortiz's specific role involved recruiting individuals who would agree to open new 'loser' accounts or provide access to their existing brokerage accounts for a small payment.
  7. Massive Account Usage Over a four-year period, the defendants allegedly used at least 600 brokerage accounts to conduct this fraudulent free-riding scheme.

The Enforcement Action

SEC Obtains Final Consent Judgment as to Corey Ortiz in Connection with Alleged “Free-Riding” Scheme. On August 25, 2026, the United States District Court for the Eastern District of New York entered a final consent judgment as to defendant Corey Ortiz for his role in an alleged $2 million “free-riding” scheme. The SEC’s complaint, filed on October 31, 2023, alleged that Ortiz and three others participated in a fraudulent free-riding scheme whereby they opened and used unfunded brokerage accounts (the loser accounts) to generate trading profits in other brokerage accounts that they also controlled (the winner accounts). The complaint further alleged that the defendants maintained the loser accounts at a broker that provided an instant deposit credit, which they used to fund trades at artificial prices and repeatedly generate trading profits. In doing so, the defendants allegedly transferred the credit provided by the broker from the loser accounts to the winner accounts, accumulating guaranteed profits at the broker’s expense. All told, over a four-year period, the defendants allegedly used at least 600 brokerage accounts to conduct the fraudulent scheme. According to the complaint, Ortiz’s role in the scheme was primarily recruiting individuals who would agree to open new loser accounts or provide access to existing brokerage accounts for a nominal sum. The final judgment permanently enjoins Ortiz from violating Section 10(b) of the Securities Exchange Act of 1934 and Rule 10b-5 thereunder, orders him liable for disgorgement of $199,710 and prejudgment interest thereon of $19,727, payment of which is deemed satisfied by the orders of restitution and forfeiture entered against him in the parallel criminal action, United States v. Hernandez et al., 23 cr. 428 (E.D.N.Y.), and imposes a conduct-based injunction prohibiting Ortiz from opening a brokerage account without first providing to the relevant brokerage firm(s) a copy of the Commission’s filed complaint and the final judgment in this matter for a period of five years. The SEC’s investigation was conducted by Cynthia A. Matthews, David Austin, John Marino, Pat McCluskey, and Lindsay S. Moilanen of the SEC’s New York Regional Office and the Division of Enforcement’s Market Abuse Unit, and was supervised by Joseph Sansone, Chief of the Market Abuse Unit. The SEC’s litigation was conducted by Christopher J. Dunnigan, Ms. Matthews, and Ms. Moilanen, and was supervised by Jack Kaufman. The SEC appreciates the assistance of the U.S. Attorney’s Office for the Eastern District of New York and the FBI.

Named in this action: Corey Ortiz.